What is an ITIN?
It is the Individual Taxpayer Identification Number the IRS issues to people who file taxes and don't have a Social Security number.
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Private insurance · ITIN
Health insurance with your ITIN
If you don't have a Social Security number, you can still protect your health. Some private insurers accept your ITIN for a health insurance plan. We help you find the right option for you and your family.
What you should know
Private plans
These are plans you buy directly from an insurance company, outside the Health Insurance Marketplace (ACA).
Coverage for your family
There are options for doctor visits, emergencies, hospital stays and prescriptions. Benefits vary by plan.
No-cost guidance
We compare the options available in your state and explain everything clearly.
Private plans outside the Marketplace do not receive government help with premiums, and benefits, requirements and availability vary by carrier and state.
Presidio plan benefits
A summary of what the Presidio private health plan covers, available with an ITIN.
| Benefit | Coverage |
|---|---|
| Annual deductible | $0 |
| Coinsurance | 50% |
| Sickness MOOP | Individual: $2,500 to $10,000 Family: $5,000 to $20,000 |
| Accident MOOP | Individual: $2,500 to $10,000 Family: $5,000 to $20,000 |
| Virtual primary & urgent care | 50% coinsurance Presidio pays 100% after you meet your MOOP |
| Pregnancy & maternity care | 50% coinsurance Presidio pays 100% after you meet your MOOP |
| Office & specialist visits | 50% coinsurance Presidio pays 100% after you meet your MOOP |
| Pharmacy coverage | 50% coinsurance Presidio pays 100% after you meet your MOOP |
| Outpatient services | 50% coinsurance Presidio pays 100% after you meet your MOOP |
| Emergency care | 50% coinsurance Presidio pays 100% after you meet your MOOP |
| Urgent care | 50% coinsurance Presidio pays 100% after you meet your MOOP |
| Annual & lifetime maximums | No annual or lifetime policy maximums |
This is a summary. MOOP = maximum out-of-pocket per year. Amounts, benefits, limitations and exclusions depend on the plan you choose and your state; review the official plan documents before enrolling.
Want to know your options?
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